Capital You Need with Predictable Fixed Payments

Business term loans are a financial agreement in which a business borrows a specific lump sum of money upfront from a lender for a specific period of time. This type of funding can provide crucial support for business purposes, such as expanding operations, purchasing equipment, managing cash flow or navigating challenges.

We can help small businesses access funds quickly with business term loans from our trusted network.

Shorter terms, faster delivery of funds
Flexible repayment options with daily, weekly or monthly payments

Basic Criteria and Highlights

Here is what you need to qualify for a small business term loan:

Minimum FICO: 600+
Time in Business (TIB): 12 months minimum
Monthly Revenue: $10,000 minimum
Term Length: 6 months to 5 years
Loan Amount: From $5,000 to $3,000,000
Time to Fund: 3 to 5 business days
Must have Business Bank Account
Business located in any U.S. state

FDIC Bank Business Term Loan

Longer Terms and Lower Rates

For businesses looking for longer terms and lower rates:

Minimum FICO: 660+
Time in Business (TIB): 2 years
Monthly Revenue: $20,000 minimum and positive net income required
Term Length: Up to 12 years
Loan Amount: Up to $500,000
Ownership: U.S. Citizen
Time to Fund: 10 to 15 business days
Must have Business Bank Account
Business located in any U.S. state

Why a Business Term Loan?

Predictable fixed payment structure
Flexible funding for a wide range of business needs
Fast access to working capital
Flexible repayment options based on business cash flow
Funding solutions available for growing businesses nationwide

Why Work with Eagle Bend Capital Financing?

Eagle Bend Capital Financing offers the financing you need, when conventional lending sources cannot. We work with a trusted network of lending partners to help businesses secure the right financing solution for their needs.

Get Started

If you would like to learn more about our Business Term Loans, or any of our other product solutions, contact us today.