Have questions about business financing or employee benefits? We have answers. If you don’t see what you’re looking for, call us at 216-312-6440 or contact us online for a free consultation.
Business Financing
A loan broker acts as a middleman between you and lenders. Instead of applying to one bank and hoping for approval, we submit your deal to our network of 250+ lenders — including banks, credit unions, private debt funds, and specialty finance companies — to find the best rate and terms for your situation. Banks can only offer their own products. We offer the whole market.
No. We charge zero upfront fees. We are only paid when your loan successfully closes. If we don’t get you funded, you don’t owe us anything. There is no financial risk to you for exploring your options with us.
We work with businesses of all types and sizes across 20+ industries — including construction, healthcare, hospitality, manufacturing, restaurants, retail, franchises, real estate investors, trucking, staffing, dental practices, technology companies, and many more. If you own a business and need capital, we want to hear from you.
We work with financing needs ranging from $5,000 to $50 million. Whether you are a small business looking for working capital or a real estate investor financing a large commercial project, we have lending partners who can help.
Requirements vary depending on the type of financing. Generally, lenders look at your time in business, annual revenue, credit score, and the purpose of the loan. Some of our lending partners work with startups and businesses with challenged credit. The best way to find out what you qualify for is to schedule a free consultation with our team.
It depends on the type of financing. Some working capital products can fund in as little as 24 to 48 hours. SBA loans and commercial real estate transactions typically take 30 to 90 days. During your consultation we will give you a realistic timeline based on your specific situation.
A business term loan gives you a lump sum upfront that you repay over a fixed period — best for one-time investments like equipment or expansion. A line of credit is revolving, meaning you draw from it as needed and only pay interest on what you use — best for managing cash flow or covering ongoing expenses.
Invoice factoring allows you to sell your outstanding invoices to a lender in exchange for immediate cash — typically 70 to 90 percent of the invoice value upfront. The lender collects payment directly from your customers. It is a good option for businesses that have strong receivables but need cash faster than their customers pay.
Asset-based lending uses your business assets — such as accounts receivable, inventory, or equipment — as collateral for a loan or line of credit. It is a flexible option for businesses that may not qualify for traditional loans but have strong assets on their balance sheet.
Yes. This is one of the most common reasons businesses come to us. Traditional banks have strict underwriting criteria. Our network includes many non-bank lenders and alternative financing sources with more flexible qualification requirements. We work with businesses across the full credit spectrum.
A bridge loan is a short-term loan used to cover an immediate financing need until longer-term financing can be arranged. They are commonly used in commercial real estate to close quickly on a property before permanent financing is in place.
A DSCR loan — Debt Service Coverage Ratio loan — is a real estate investment loan where qualification is based on the income the property generates rather than your personal income. It is popular with real estate investors who own multiple properties or are self-employed.
Employee Benefits
A group employee benefits plan is a package of insurance and wellness products offered by an employer to its employees, typically at a lower cost than employees could find on their own. Common benefits include medical, dental, vision, life insurance, and disability coverage.
We work with groups as small as 5 employees. There is no group too small. Whether you have 5 employees or 5,000, we can design a benefits program that fits your workforce and your budget.
The cost depends on the size of your group, the plans you choose, and how much of the premium you as the employer decide to contribute. Many of our plans include voluntary benefits that are 100 percent employee-paid, meaning there is no direct cost to the employer. We will work with you to find the right balance of coverage and cost.
Core benefits are the foundational coverage an employer typically provides and contributes to — most commonly medical, dental, and vision. Voluntary benefits are additional options employees can choose to purchase through payroll deduction at group rates — such as accident insurance, critical illness, disability, and life insurance. Employers pay nothing for voluntary benefits but their employees get access to much better rates than they would find on their own.
Coordination Group is one of the largest full-service independent insurance agencies in Ohio, specializing in employee benefits and enrollment solutions for groups of all sizes. We partner exclusively with Coordination Group because of their decades of experience, access to top carriers, and certified enrollment technology. Together we deliver a level of service and value that most brokers cannot match.
A Section 125 cafeteria plan allows employees to pay for certain benefits — like health insurance premiums and FSA contributions — with pre-tax dollars. This reduces the employee’s taxable income and also reduces the employer’s payroll tax obligation. It is one of the simplest ways to save money for both you and your employees without changing your benefits at all.
Our certified benefits counselors handle the entire enrollment process for you. We help you select the right plans, communicate the benefits to your employees, walk each employee through their options, and manage all the paperwork and technology setup. We also provide ongoing support after enrollment for any questions that come up throughout the year.
Yes. We offer several cost-saving solutions including dependent verification audits, cost sharing strategies, Section 125 tax savings analysis, and compliance reviews. Many of our clients find meaningful savings without reducing the quality of their coverage. Contact us for a free review of your current plan.
General
Absolutely. Any financial information or personal details you share with us are kept strictly confidential and are only shared with lenders or carriers as needed to find you the best options.
Simply call us at 216-312-6440 or visit our contact page to schedule a free, no-obligation consultation. One of our advisors will walk you through your options for financing, benefits, or both — with no pressure and no commitment required.
Still have questions? We are happy to help.
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