Small-Balance Commercial Mortgage Loans
Long-Term Financing for Stabilized Commercial Real Estate
Designed for real estate investors and business owners seeking long-term, fixed or adjustable rate financing for stabilized commercial properties.
For non-owner occupied and owner-occupied properties. Purchase, Rate and Term, and Cash-Out Refinance programs available.
Basic Criteria and Key Features
Here is what you need to qualify for a small-balance real estate loan:
Minimum FICO: 650+ Purchase: Up to 80% LTV Refinance: Up to 75% LTV Cash-Out Refinance: Up to 70% LTV Term Length: 5-year to 30-year fixed and hybrid ARMs (5-year) Amortization: 15, 25, 30-years Loan Amount: $75,000 – $5,000,000 Stabilization: Minimum 75% required Prepayment Penalties: 0–5 years Seller Carrybacks: Yes, second liens
Bank Statement and Foreign Nationals program options available.
Property Types
- Multi-Family (5+ Units) Properties
- Mixed-Use Buildings
- Commercial (Office, Retail, Warehouse, Self-Storage, Automotive and more)
Why Work with Eagle Bend Capital Financing?
Eagle Bend Capital Financing offers the financing you need, when conventional lending sources cannot. We work with a broad network of lending partners to help businesses secure flexible working capital solutions tailored to their needs.
Get Started
If you would like to learn more about our CRE Small Balance Commercial Loans, or any of our other product solutions, contact us today.