Small Commercial Real Estate Mortgages Nationwide

Designed for real estate investors and business owners seeking financing that offers lower payments on a long-term fixed rate basis with no balloon payment.

For non owner occupied and owner occupied properties (certain restrictions may apply).

Purchase, rate and term, and cash out refinance programs.

Basic Criteria and Key Features

Here is what you need to qualify for a small balance real estate loan:

Minimum FICO: 650+
Purchase: up to 80% LTV
Refinance: up to 75% LTV
Cash Out Refinance: up to 70% LTV
Term Length: 15, 25, 30 year fixed and hybrid ARMs (5 year)
Amortization: 15, 25, 30 years
Loan Amount: From $75,000 to $5,000,000
Stabilization: Minimum 75% required
Prepayment Penalties: 0 to 5 years
Seller Carrybacks: Yes, second liens

Bank statement and foreign national program options available.

Property Types

Multifamily (5+ units)
Mixed use
Commercial properties including office, retail, warehouse, self storage, automotive, and more

Why Small-Balance Commercial Loans?

Long term fixed rate financing with predictable payments
Flexible options for purchase, refinance, and cash out
Designed for small to mid size commercial property investors
Options available for both owner occupied and non owner occupied properties
Alternative documentation options available for qualified borrowers

Why Work with Eagle Bend Capital Financing?

Eagle Bend Capital Financing offers the financing you need, when conventional lending sources cannot. We work with trusted lending partners to help investors secure flexible small balance commercial loan solutions tailored to income producing properties.

Get Started

If you would like to learn more about our Small Balance Commercial Loan solutions, or any of our other product solutions, contact us today.