Commercial Construction Subcontracting Financing Solutions
Winning the job is just the beginning. Labor, materials, equipment, bonding, and mobilization costs hit long before your first progress payment arrives. When subcontractors must wait to be paid by general contractors or owners, new business comes to a screeching halt. If you are a subcontractor turning down work or not bidding on new projects for fear of not having enough cash to support your business, we can help provide mobilization funding against your contracts.
Contract-based financing can fund the costs of a single project upfront, using the strength of your contract, not your personal credit or hard assets, as the foundation.
Great solution for self performing GCs, subcontractors, project management firms, or consultants that have been operating for 2+ years.
Contract Loans
Work in Progress (WIP) Financing (milestone based billing)
Pay when paid contracts acceptable
Transaction Benefits
Advance Rates from 70% to 95%
Discount Rates from 1.5% to 3.0% per 30 days
Transaction size: $50,000 to $30,000,000
Government Contractor Financing
Designed to Support Specific Funding Needs of Government Contractors
We also have a variety of government finance solutions to assist contractors working with the U.S. government. Whether it’s an existing contract, new award, material financing, or mobilization loan for start up costs you can bid with confidence.
Our specialized lenders provide term loans, revolving lines of credit, and acquisition financing to firms in the aerospace, defense, space, and government sectors:
- Prime or subcontractors to U.S. federal government
- Founders or start ups that have a government contract
- Firms looking to fuel their acquisition processes
Tailored capital solutions available from $50,000 to $5,000,000
Borrow against your government contracts:
Term Loans
Lines of Credit
Acquisition Financing
Billed Invoices: up to 90% advance
Work in Progress: up to 65% advance
Delivery Orders: up to 30% advance
Why Contract-Based and Government Contract Financing?
Unlock working capital tied to active contracts
Fund labor, materials, and mobilization upfront
Reduce reliance on slow payment cycles
Support growth without disrupting operations
Ideal for subcontractors, GCs, and government contractors
Why Work with Eagle Bend Capital Financing?
Eagle Bend Capital Financing offers the financing you need, when conventional lending sources cannot. We work with trusted lending partners to help contractors secure flexible contract-based and government contract financing solutions tailored to project execution and growth.
Get Started
If you would like to learn more about our Contract-Based Financing solutions, or any of our other product solutions, contact us today.