Ground-Up and New Construction Loans
Short-Term Financing for Horizontal and Vertical Construction Projects
Construction loans provide short-term financing to fund the cost of building, renovating, or expanding commercial real estate properties, including permits, materials and labor. Funding is released in stages, also known as a draw schedule, rather than a lump sum, as construction milestones are met.
Flexible Capital for Small and Large-Scale Construction & Development Projects
Providing operators, developers and builders with access to alternative capital for commercial real estate ground-up construction, acquisitions and horizontal development projects.
Large-Scale Construction Development Capital
Basic Criteria and Key Features
Here is what you need to qualify for large-scale construction financing:
Max Total LTC: Up to 85% Max LTV: Up to 75% Term Length: Up to 36 months, with extension options Payment: Interest-only, paying only on drawn funds Loan Amount: $5,000,000 – $150,000,000 Recourse: Non-recourse with standard carve-out provisions Line of Credit option also available — minimum line $20M+
Property Types:
- Multi-Family
- Hospitality (Hotel)
- Student Housing
- Manufactured Housing
- Industrial
Ground-Up Construction Loans
Vertical construction financing on infill, permit-ready and fully entitled residential projects.
Basic Criteria and Key Features
Here is what you need to qualify for ground-up construction financing:
Minimum FICO: 680+ Max Total LTC: Up to 90–100% of construction costs Max LTV: Up to 75% Term Length: 6 – 24 months Payment: Interest-only, paying only on drawn funds Loan Amount: $75,000 – $5,000,000 Recourse: Limited-recourse possible Borrower prior experience restrictions may apply
Property Types:
- SFR
- 2-4 Units
- Condos
- Townhomes
AD&C All-in-One Construction Program Also Available
This loan product is designed for builders managing multi-stage projects — one facility covering acquisition, construction and lot development.
Why Work with Eagle Bend Capital Financing?
Eagle Bend Capital Financing offers the financing you need, when conventional lending sources cannot. We work with a broad network of lending partners to help businesses secure flexible working capital solutions tailored to their needs.
Get Started
If you would like to learn more about our Construction Loans, or any of our other product solutions, contact us today.