SBA (Small Business Administration) CAPline Line of Credit
Government-Backed Growth Capital
CAPlines are part of the SBA 7(a) loan program and provide government-backed lines of credit designed for businesses with seasonal, contract-based, construction or general working capital needs. These loans are ideal for businesses facing cash-flow fluctuations or needing financing for specific projects.
SBA CAPline programs offer up to $5 Million to help small businesses with short-term working capital needs.
SBA CAPline Requirements
General requirements you must meet to be eligible for an SBA loan, including:
The Four SBA CAPline Programs
These four SBA programs offer an opportunity for small to medium size and emerging business operators to unlock government-backed funding:
Contract CAPline
The Contract CAPline helps businesses that need working capital to fulfill specific contracts, particularly large commercial agreements or government contracts. It is ideal for manufacturers, prime contractors, subcontractors, and service providers who incur significant costs before receiving payment.
Seasonal CAPline
The Seasonal CAPline is designed for businesses with predictable seasonal fluctuations in revenue and working capital needs. This includes retailers, tourism businesses, ag suppliers and any business whose cash flow follows a consistent annual pattern.
Working Capital CAPline
The Working Capital CAPline is the most flexible option, providing short-term working capital financing. It is designed for businesses that need a safety net for operational expenses that cannot be funded through normal cash flow.
Builders CAPline
The Builders CAPline serves small general contractors and builders constructing residential or commercial properties for resale. It functions similar to a traditional construction loan, but with SBA backing.
Why Work with Eagle Bend Capital Financing?
Eagle Bend Capital Financing offers the financing you need, when conventional lending sources cannot. We work with a broad network of lending partners to help businesses secure flexible working capital solutions tailored to their needs.
Get Started
If you would like to learn more about our SBA and USDA loan programs, or any of our other product solutions, contact us today.