Fast Non Bank Financing Solution

HOA lending and condominium association financing programs help community associations fund capital improvements without large special assessments or depleting cash reserves.

This type of loan allows property management boards and owners to spread costs over an extended period through predictable loan payments rather than imposing a single large special assessment while completing projects that protect property values for owners. Loans are made directly to the association, not to individual unit owners.

Available Financing

From $50,000 to $10,000,000

Key Features

Loan Term: up to 15 years fixed
Recourse: No personal guarantees required from board members or unit owners
Collateral: Loans are secured by the association’s assessments, not by individual units

Common Uses for HOA Loans

Great solution for HOAs, community associations, and self managed associations:

Capital improvements including roof repair, roof replacement, siding replacement, and concrete restoration
Building reserves and funding requirements such as 40 year inspections, local law 11 repairs, and life safety upgrades
Legal costs including insurance increases, lawsuit settlements, and short term cash shortfalls

Why HOA Financing?

Avoid large special assessments on unit owners
Preserve association cash reserves
Spread costs over long term predictable payments
Fund critical repairs and compliance requirements
Improve and protect long term property values

Why Work with Eagle Bend Capital Financing?

Eagle Bend Capital Financing offers the financing you need, when conventional lending sources cannot. We work with trusted lending partners to help condominium associations and HOAs secure flexible financing solutions tailored to their community needs.

Get Started

If you would like to learn more about our Condominium Association and HOA Loan solutions, or any of our other product solutions, contact us today.