Only Pay for What You Borrow

A business line of credit is a flexible financing option that allows businesses to borrow funds as needed, similar to a credit card. Interest is paid only on the borrowed amount, and funds can be used for various purposes like managing cash flow or covering unexpected expenses. Once repaid, the credit becomes available again making it a revolving form of credit that can be accessed repeatedly.

This flexible financing solution provides flexibility to access funds through ACH deposits into your business bank account, or onto a prepaid purchase card associated with your LOC account.

Flexible Repayment Options

Automatic daily, weekly or monthly payments are withdrawn from the business bank account, and the business only pays back the amount drawn plus any interest or other fees that may be charged.

Basic Criteria

Here is what you need to qualify for a Business Line of Credit (LOC):

Minimum FICO: 600+
Time in Business (TIB): 12 months minimum
Monthly Revenue: $10,000 minimum
Term Options: 3 to 36 months
Credit Facilities: From $10,000 to $15,000,000
Must have Business Bank Account
No Prepayment Penalties
Repayment Schedule: Daily, weekly or monthly through ACH payments

Why a Business Line of Credit?

Only pay interest on the amount you use
Flexible access to working capital when needed
Revolving credit structure that replenishes as funds are repaid
Helps businesses manage cash flow and unexpected expenses
Fast and convenient access to capital

Why Work with Eagle Bend Capital Financing?

Eagle Bend Capital Financing offers the financing you need, when conventional lending sources cannot. We work with a broad network of lending partners to help businesses secure flexible working capital solutions tailored to their needs.

Get Started

If you would like to learn more about our Business Line of Credit, or any of our other product solutions, contact us today.